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The Honolulu Advertiser
Business
 •  State economists raise new-jobs estimate
 •  Beach Walk hotel to be remarketed as a condotel
 •  Plenty of talk, but no deal yet at Northwest
PERSONAL FINANCE
 •  Stock dividends can pay off
 •  Many cell-phone users hostage to early-termination fees
 •  It's never too late for college aid
 •  Teach buying skills with class supplies
OTHER BUSINESS
 •  What happened to HMSA's income, and what it may mean