Even then, it must have been hard to believe.

Singh has been coming to Bay Hill for 15 years. He had left with nothing but three runner-up finishes and plenty of heartache. There was that bogey-bogey finish in 1994 to lose to Loren Roberts, the 7-iron into the lake on the 18th two years ago to lose to Kenny Perry.

He made sure that wouldn't happen today.

Singh played so well in the middle that it didn't matter how bad it got at the end. Even with a bogey-bogey-par finish, the 44-year-old Fijian still matched the best score of the final round with a 3-under 67 that gave him a two-shot victory over Rocco Mediate.

''I knew how difficult Bay Hill plays on Sunday,'' he said. ''It was a good feeling to be standing on 18 tee knowing that you don't have to make a par to win the tournament.''

He played his approach far away from the water and wound up making par, anyway.

Singh, who finished at 8-under 272, became the first multiple winner on the PGA Tour this year. His 31st career victory tied him with Harry ''Lighthorse'' Cooper of England with the most by a foreign-born player.

''I love this place,'' Singh said. ''I hate the 18th hole, but I love the rest of it. It feels great. Having won Jack's tournament (Memorial) and now Arnie's, it's a great one to get.''

Mediate made three clutch par saves to keep alive his hopes, only to find trouble on the 18th for a bogey and a 67.

Vaughn Taylor, who had a two-shot lead going into the final round, didn't make a birdie until the 15th hole. His only other birdie came on the 18th to give him a 73 and third place, but it was not enough to move him into the top 50 in the world ranking and qualify for the World Golf Championship next week at Doral.

Ben Curtis closed with a 72 to finish fourth.

Tiger Woods delivered a dramatic finish, but not the kind anyone expected.

His chances ended with a three-putt double bogey on the 11th hole, and then a bad day got even worse. Woods hit his tee shot into the water on the par-3 17th and made double bogey. After chipping out of the rough on the 18th, he hit his third into the water and made triple bogey for a 43 on the back nine.

He closed with a 76, his highest score in a regular PGA Tour event since a 76 in the third round of the Memorial four years ago. Woods wound up tied for 22nd, ending his streak of 13 straight top 10s worldwide, nine of those on the PGA Tour.

Woods left the course without comment.

The sweetest words came from Palmer, who gave Singh an exemption to Bay Hill in 1993 when the Fijian was unknown in these parts. Singh went on to win at Westchester and was voted PGA Tour rookie of the year. And he never missed a trip back to Bay Hill.

Palmer was waiting for him when he walked off the 18th green.

''Arnold said, 'Well done. It was a long time coming,''' Singh said.