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The Honolulu Advertiser
Business
 •  Hawaii hotel occupancy dropping
 •  Oahu housing market holding steady
 •  Hawaii airline accuses rival's consultant
REAL ESTATE
 •  Existing-home sales on Big Isle, Kauai off
PERSONAL FINANCE
 •  Credit cards, consumer loans tightening
 •  Bankruptcy bargain stocks are just a bad bet
CONSUMER
 •  HMSA's HealthPass paying off for Hawaii users
OTHER BUSINESS
 •  Apple cuts iPhone price by $200 as holidays near
BUSINESS BRIEFS
 •  Isle official to testify in D.C.