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The Honolulu Advertiser
Business
 •  Under-65 uninsured reaches 27% in Isles
 •  Hallmark Jewelers closes Sunday Photo gallery Video
 •  NCL eases net losses in 2008
OTHER BUSINESS
 •  Consumer credit posts steep drop
 •  Nevada casinos still stuck in slowdown
 •  Stocks closed sharply lower as traders brace for grim earnings
BUSINESS BRIEFS
 •  Superferry wins marketing award
 •  Goldman Sachs CEO backs new pay guidelines