TODAY

RISK MANAGEMENT: ART, SCIENCE OR WITCHCRAFT, buffet lunch and program sponsored by ISACA-Honolulu Chapter 11:30 a.m.-1 p.m. at Plaza Club, Pioneer Plaza, 20th floor; featured speaker Roger Doughty of ING Australia; members $25, nonmembers $30. RSVP: isacahi.hospitality@gmail.com or www.isacahi.org.

MILILANI TOASTMASTERS, 7:30-8:45 p.m., Mililani Ike Elementary cafeteria. 623-8208.

TOMORROW

KOMO MAI, a chapter of Business Network International, specializing in business referrals, 9-10:30 a.m. at Sizzler Restaurant, Dillingham Plaza; breakfast $10. 753-3540 or www.KomoMaiBNI.com.

PALOLO TOASTMASTERS meet 6:30-7:30 p.m. near University of Hawai'i -Mänoa; call Ed for location. 656-1689.

WEDNESDAY

ROTARY CLUB OF KAHALA SUNRISE, 7:30 a.m., Waialae Country Club. 722-2538.

WINNERS CIRCLE TOASTMASTERS, 7:30-8:45 a.m., Unity Church, 3608 Diamond Head Circle. 833-7538.

INJURED WORKER BREAKFAST CLUB, 8-9 a.m., IHOP Pearl City conference room; with Bruce Berger, vocational rehabilitation and mental health counselor. 277-9919.

BUSINESS NETWORK INTERNATIONAL Honolulu metro chapter, 9:30-11 a.m., Blaisdell Center, Maui conference room. 372-0065 (Kathy Davenport).

HOW TO GET YOUR BUSINESS IN THE NEWS, public relations workshop on how to pitch your story to the media, 5-7:30 p.m. at Hawaii Women's Business Center; guest speaker, public relations specialist BJ Whitman; beverages provided; $30; advance payment required. 526-1001 or hwbc.org.

THURSDAY

THE BREAKFAST CLUB weekly camaraderie and business lead exchange for business people, 7:30 a.m., Sizzler Pearlridge. breakfast@pacific-specifics.com or 456-6886 (Otto).

HONOLULU BUSINESS NETWORK meets weekly: Windward Chapter 7:45-9 a.m. at Ko'olau Golf Club (Pete Castillejos, 779-7383); Ward Chapter 12:15-1:30 p.m. Fridays at Ryan's (Donald Kloess, 222-9996).

CITY AND COUNTY OF HO-NOLULU TOASTMASTERS, 12-1 p.m. at the Frank F. Fasi Municipal Building, 10th floor conference room. cchar@citycountyhonolulutm.org.

PARADISE TOASTMASTERS, 5-6 p.m., Tripler Army Medical Center, Managed Care conference room. 487-8703.

NUUANU TOASTMASTERS, 6-7 p.m., Susannah Wesley Community Center, 1117 Kä'ili St.; improve public speaking skills; guests welcome. 525-8909.

UPCOMING

2010 HAWAII REAL ESTATE FORECAST, featuring a panel of national and local real estate professionals and economists, 7-11 a.m. Jan. 22 at Hawai'i Convention Center, Kalakaua Ballroom A&B; CCIM, IREM and BOMA members $45, nonmembers $55, $65 at the door, includes buffet; pre-pay by Jan. 15. www.ccimhawaii.org, info@ccimhawaii.org.