With the ongoing concern over swine flu, the importance of properly washing your hands can't be overemphasized — especially among the little ones. Local teacher Jennifer Fixman, who has written more than 200 educational songs through her national company, www.EduTunes.com Inc., has written a new song just for that. "Wash Your Hands" is available free through Fixman's Web site, www.edutunes.com. Visit the site to see a video, hear the song or print out the lyrics. For details, visit the site or call 728-8863.

— Zenaida Serrano

FINANCES

WEB SITES THAT MAY HELP FATTEN YOUR WALLET IN THESE LEAN TIMES

These days, you can't get enough guidance on how to save money. The sites here help you stay creative and upbeat while hanging on to money, even if it means putting your credit card on ice.

AMERICA SAVES

This site raises saving money to a cause with personal testimonials from reformed spendthrifts, a paean to the miracle of compound interest, specific strategies and encouragements to save, even if it's just socking away 50 cents a day in change.

www.americasaves.org

ABOUT MONEY

www.YouCanDealWithIt.com helps people understand, cope with and pay their student loans with useful advice on handling and saving money with traditional methods like savings bonds and certificates of deposits, and unconventional tricks like keeping credit cards in the freezer.

http://go.philly.com/dealwithit

TOTAL CANDOR

The financial-education group Total Candor suggests we all need to get emotionally connected to our money to hang on to it instead of spend it: using cash instead of credit; separating "needs" from "wants" and understanding enjoyable experiences can be free.

http://go.philly.com/totalcandor

— Reid Kanaley, McClatchy News Service