Even when times were good, life was demanding for Eileen Tojo, whose dream is to complete medical school.

Now, in the midst of economic hard times, trying to remain a full-time student and single mother has pushed her to the limit.

With no relatives or even close friends in the Islands, Tojo, 31, has had to be the sole means of financial, emotional and physical support for her three daughters, ages 8, 5 and 3.

Because she hasn't been able to rely on child support payments from her ex-husband, she says food stamps have become the mainstay for the family's basic needs. While the Kapahulu mother is grateful for the assistance, it has meant a no-frills existence . She continues to attend classes on scholarships and grants because she's convinced it's the only way out of the current situation for her children and herself.

For Tojo, being frugal is more than a lifestyle choice. It's a survival technique.

According to Bob Shank, Tojo's case worker for the Hawai'i Public Housing Authority's Family Self-Sufficiency Program, she "is resourceful and her goals are always directed to making a better life for her children."

Tojo said, "I try my best to take my children out to any free event or activity."

While her daughters understand their mother's financial dilemma and appreciate all that they have been given, Tojo said without help she will not be able to afford anything extra for them this Christmas.

The girls' "wish list" includes a skateboard and soccer ball for Minami, the oldest; a toy drum set or small real musical instrument for Mona, 5; and child-size table and chairs for the youngest, Mahinia, she said.