TODAY

MILILANI TOASTMASTERS, 7:30-8:45 p.m. at Mililani Ike Elementary School cafeteria. 623-8208.

TOMORROW

KOMO MAI, a chapter of Business Network International, specializing in business referrals, 9-10:30 a.m. to Sizzler Restaurant, Dillingham Plaza; breakfast $10. 721-2794.

BASICS OF ESTATE PLANNING, free financial education seminar hosted by Bank of Hawaii, 5-7 p.m. at Fleet & Family Support Center, 4827 Bouganville Drive, second floor; topics: proper asset distribution after death, conflict avoidance and court avoidance; non-promotional event. Reservations: 694-6302 (Greg Robinson).

WEDNESDAY

ROTARY CLUB OF KAHALA SUNRISE, 7:30 a.m., Waialae Country Club. 722-2538.

WINNERS CIRCLE TOASTMASTERS, 7:30-8:45 a.m., Unity Church, 3608 Diamond Head Circle . 833-7538.

BUSINESS NETWORK INTERNATIONAL Honolulu Metro Chapter, 9:30-11 a.m., Neal Blaisdell Center, Maui conference room. 372-0065 (Kathy Davenport).

"THE VOICE OF THE NEW CIO," topic of a Lunch and Learn event, noon-1:30 p.m. at Goodsill Anderson Quinn & Stifel conference room, Ali'i Place, 20th floor; featuring Karen Wood, strategy leader, west region, IBM; sponsored by Hawaii Science & Technology Council and Association of Information Technology Professionals; $15 includes lunch and validated parking. Online registration: www.hiscitech.org. E-mail: eurbic@hiscitech.org. Phone: 536-4670.

THURSDAY

THE BREAKFAST CLUB weekly camaraderie and business lead exchange for business people, 7:30 a.m., Sizzler Pearlridge. breakfast@pacific-specifics.com or 456-6886 (Otto).

ROTARY CLUB OF KAPOLEI MEETING 7:30 a.m. at Kapolei High School faculty lounge; Bank of Hawaii CEO Allan Landon to talk about the local economy. Information: 722-1489 (Harold Nedd).

HONOLULU BUSINESS NETWORK meets weekly: Windward Chapter 7:45-9 a.m. at Ko'olau Golf Club (Pete Castillejos, 779-7383); Ward Chapter 12:15 to 1:30 p.m. Fridays at Ryan's (Donald Kloess, 222-9996).

CITY AND COUNTY OF HONOLULU TOASTMASTERS, noon-1 p.m. at the Frank F. Fasi Municipal Building, 10th floor conference room. cchar@citycountyhonolulutm.org.

ARE YOU OVERPAYING YOUR TAXES? Learn the latest on business tax incentives 2:30-4 p.m. at Foreign-Trade Zone No. 9, conference room No. 202, Pier 2; KMH LLP will give updates and best practices for manufacturers and exporters to help businesses reduce costs during these tough economic times; pizza networking to follow; $25, High Technology Development Corp. clients $15. RSVP: events@htdc.org or Twitter@htdcorg.

PARADISE TOASTMASTERS, 5-6 p.m., Tripler Army Medical Center, Managed Care conference room. 487-8703.

CREATING YOUR PERSONAL BRAND, Judy Bishop will talk about how making your business or product readily identifiable is essential to its success, 5-6:30 p.m. at Hawaii Women's Business Center, Suite A; members $25, nonmembers $20.; advance payment advised. RSVP: 526-1001. Registration: www.hwbc.org.

FRIDAY

ANNUAL INDUSTRY HOLIDAY BREAKFAST 7:30-9:30 a.m. at the Halekulani Hotel; this year's silent auction to benefit the Visitor Aloha Society of Hawaii; co-hosted by The Pacific Asia Travel Assoc., Travel and Tourism Research Assoc., Hawaii Hospitality Sales and Marketing Assoc., Aloha Chapter of Meeting Professionals International and Travel Industry Management. Reservations/information: 621-2482.

STATE SUPPORTED TECHNOLOGY INVESTMENT PROGRAMS, a best practices seminar sponsored by the Hawaii Science & Technology Council, 2-6 p.m. at Pacific Guardian Center, conference center, makai tower, ground floor; agenda: keynote by Danton Wong, chair, Hawaii Strategic Development Corp.; Technology Investing 101; overview of state investment programs; panel discussions — sources of financing, investment programs and metrics used to evaluate investment programs. Information: info@enterprisehonolulu.com, info@enterprisehonolulu.com.

UPCOMING

HANO ANNUAL MEETING AND MINI CONFERENCE, Hawai'i Alliance of Nonprofit Organizations leaders, volunteers and supporters will meet to discuss best practices in challenging times, 8 a.m.-3 p.m. Dec. 9 at Ko'olau Golf Club; Jan Masaoka, editor of "Blue Avocado" will speak; HANO members $100, nonmembers $150; limited financial aid available; register by Wednesday at www.my.hano-hawaii.org. Information: www.hano-hawaii.org.

STATE AND FEDERAL TAX PROCEDURES, seminar on tax filing requirements and documenting business expenses and deductions, 9 a.m.-4 p.m. Dec. 9 at Hawaii Women's Business Center; HWBC members $40, nonmembers $55, materials included; advance registration advised. RSVP: 526-1001. Online registration: www.hwbc.org.

HAVANA HOLIDAY, fundraiser for Hawaii Women's Business Center 5-9 p.m. Dec. 10 at Hank's Cafe and The Dragon Upstairs on Nu'uanu Avenue; delicious pupu and drinks, music, networking and silent auction; $25 donations to include two drinks. Pay at the door or online: www.hwbc.org.

ONGOING

BUY HOLIDAY BAGS in support of Hawaii Women's Business Center; packets of 21 sturdy, reusable gift bags available for $18. Orders: HWBC Downtown, 526-1001, hwbcadmin@hwbc.org or hwbc.org.

SMALL BUSINESS ADMINISTRATION VIRTUAL CAMPUS features 30-minute online courses, publications and technical assistance; topics: finance and accounting, planning, startups, management, contracting, surviving a slow economy, marketing and advertising. www.sba.gov/training.

Business meetings of general interest are listed in the "Coming Events" column throughout the week. Submit notices at least two weeks in advance: Alan Yonan, Business Section, The Honolulu Advertiser, P.O. Box 3110, Honolulu, HI 96802; fax to 525-6763; or e-mail comingevents@honoluluadvertiser.com. For e-mailed releases, please include information in the body of the message, not in an attachment.