Do you find yourself with next to no cash at the end of each month? Take a lesson from your youth: Keep one of these fun, funky piggy banks close by to throw in little bits of change — in an effort to make a big change, of course.

NotNeutral Count Piggy Bank: To get your stash of cash out of this little piggy, you'll literally have to break the bank. With no opening other than a top slot, this porcelain porcine pet, complete with a design reminiscent of modernist Alexander Girard's graphics, offers the chance to rethink instant gratification. $28, available at www.2mod ern.com.

Money Savvy Pig: Fashioned as a children's teaching toy, this four-chambered plastic bank is a study in exactly which troughs need our attention. "Save," "Spend," "Donate" and "Invest" line the side of each section of the belly, reminding the user of the value of all four. $16 at www.toysrus.com.

Jonathan Adler Gold-Glazed Piggy Bank: We thought this tongue-in-cheek ode to gluttony deserved a vaulted place on our list. No doubt you'll spend the first year collecting your change simply to pay the price tag, but who said beauty came cheap? $130, www.tinyjewelbox.com. A platinum version, also $130, is at jonathanadler.com.