TODAY

LILi'uOKALANI TOASTMASTERS meeting, 12:05 to 1:05 p.m. at Liliuokalani Building, 1390 Miller St.; guests welcome. 587-3811.

USDA Rural Development, information on applying for the Renewable Energy Systems and Energy Efficiency Guaranteed Loan and Grant Program, 7 to 8:30 p.m., Waialua Community Center, Cottage 2. 808-933-8313 (Big Island).

THURSDAY

NATIVE HAWAIIAN CHAMBER OF COMMERCE luncheon meeting, 11:30 a.m. at The Pacific Club, 1451 Queen Emma St.; guest Clyde Namuo will give an overview of the recently negotiated Public Lands Trust Settlement; $25, members $20, checks payable to NHCC. Information: 951-5373 (Pauline Worsham), pauline@pmwconsult.com.

FRIDAY

REGISTRATION DEADLINE for E HOOWAIWAI I KA PONO, 12-session NxLevel course designed to encourage business expansion; 6-9 p.m. Mondays, Feb. 25-June 2 at the Small Business Development Center; $500 (scholarships available for Native Hawaiians); sponsored by Hawai'i Maoli. 696-1970 (Chanel Blackwell).

EXCHANGE CLUB OF DOWNTOWN HONOLULU features speaker Kam Napier, editor of Honolulu magazine, talking about how the publication fits into the magazine world, noon-1:30 p.m. at Oahu Country Club; lunch $20. Information: 524-0330, ext. 2 (Ed Kemper).

UPCOMING

HAWAII VENTURE CAPITAL ASSOCIATION, panel discussion on the 21st-century style of doing business, 11:30 a.m.-1:30 p.m. Feb. 28 at Plaza Club, 20th floor; featuring Bee-Leng Chua of Hawai'i Pacific University's Entrepreneurship Center; John Webster of Chaminade University's entrepreneurial program; and Robert J. Robins, a professor of entrepreneurship; $39 (members $29, students $25); aloha attire required. Register: www.hvca.org, 262-7329 (Gail).

PROFESSIONAL WOMEN'S NETWORK luncheon meeting, Feb. 28 at Plantation Cafe, Ala Moana Hotel; speaker Ruthie Chong, on "The Value of Handwriting Analysis"; $40 (members $26, sponsored guests $35); all welcome. Reservations: 533-4800, reservations@pwnhawaii.org.