The closing costs paid by home buyers taking out a $200,000 mortgage in Hawaiçi are about the same as the national average, according to a survey by Bankrate Inc.

The study found Hawaiçi’s closing costs -- a total that includes origination fees and title and closing costs -- were $2,739. That compared to the national average of $2,732.
Hawaiçi ranked 21st most expensive in the nation, with Texas coming in first at $3,855 and Nevada last at $2,276.
The analysis showed costs were down from the national average of $3,118 last year. The study did not take into consideration that Hawaiçi mortgages and closing costs may be higher in reality because of higher home prices here compared to most of the country.
The researchers looked at the closing costs of a 30-year fixed-rate mortgage for a borrower with good credit and putting up a 20 percent downpayment. The survey did not include taxes or prepaid items.