Coldwell Banker Pacific Properties is hosting a free seminar Saturday on President Obama’s financial stability plan, explaining how it will allow people to modify their current mortgage, which could push homeowners’ interest rates to as low as 2 percent, or refinance even though the values of their home have declined.

Coldwell experts and the nonprofit Hawaii Home Ownership Center will also discuss how a short sale helps homeowners and about bankruptcy options. 
The “Keeping Your Home and Avoiding Foreclosure” seminar is at 10 a.m. at the Hawaii Home Ownership Center at 1259 Aala St. Call 947-8110 for reservations.