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The Honolulu Advertiser
Business
 •  O'ahu gas prices may fall below $3
 •  Median tops $400K for Big Island homes
 •  Mexico avocado farmers reaping NAFTA bonanza
 •  Faith group gets housing project
PERSONAL FINANCE
 •  Life insurance vital for many but optional for children, singles, seniors
 •  Rising rates don’t have to cost you
OTHER BUSINESS
 •  Start budgeting for the holidays
 •  Refco’s ex-chief charged
BUSINESS BRIEFS
 •  Entrepreneurial climate picks up