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The Honolulu Advertiser
Business
 •  Isles' cruise-industry growth may lag U.S.
 •  Bush officials are 'very close' to decision on auto industry
 •  New credit card rules favor consumers
TOURISM
 •  Hilton opens 3rd Waikiki time-share Grand Waikikian
OTHER BUSINESS
 •  MillerCoors agrees to remove stimulants from Sparks drink
 •  30-year-loan rates lowest since 1971
BUSINESS BRIEFS
 •  Madoff case may cost IRS as much as $17B in taxes
 •  State tax revenues see 2.6% decline
 •  Trade Winds